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Steve Marbert and John Travis are Investment Advisor Representatives offering advisory services through Richard Young Associates, a Registered Investment Adviser.
John Travis is a Registered Representative offering securities and additional advisory services offered through Independent Financial Group, LLC (IFG), a registered broker-dealer
member FINRA/SIPC. OSJ Branch: 1407 Main Street Hays, KS 67601. An Endorsed Local Provider is an endorsement of customer service only and does not
of investment decisions and is not connected to investment returns. Richard Young Associates, IFG, and Dave Ramsey are separate and unrelated entities
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